I will be working on more than one project; however I will focus on discussing my main one. The purpose of my project is to determine the prevalence of underinsurance in Bernalillo County, New Mexico, according to zip codes in accordance with patients seen in two primary care clinics.
Other than getting used to my new office environment, the major challenges include: understanding underinsurance and why it’s important and understanding Affordable Care Act and whom it will affect most.
So what is underinsurance?
Underinsurance is when insurance coverage fails to provide adequate protection against health care expenditures, exposing the policy holder to a financial risk and psychological stress.
In fact, while much attention has been allocated to the rising numbers of Americans who are uninsured, the issue of “underinsurance”, introduced only two decades ago, has been largely overlooked. In 2003 it was reported that 16 million adults were underinsured and by 2010 this estimate increased to 29 million adults.
This will be the first study of this type in NM. J Let’s do it!